Ruby Capital Group (“Company,” “RCG,” “Ruby Capital,” or “Ruby Capital Group”) respects your privacy and is committed to protecting your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website at rubycapitalgroup.com (the “Site”) or use our services (collectively, the “Services”). By using our Site or Services, you agree to the terms of this Privacy Policy.
1. Information We Collect
We may collect the following types of information:
a. Personal Information:
- Name
- Email address
- Phone number
- Mobile data will not be shared with 3rd parties or affiliates for sales or marketing purposes
- Business details (e.g., company name, address, tax ID)
- Financial information (e.g., income, banking details for funding purposes)
b. Non-Personal Information:
- Browser type
- Device information
- IP address
- Usage data (e.g., pages viewed, time spent on the Site)
c. Information from Third Parties: We may collect information about you from third-party sources, such as credit reporting agencies or public databases, in accordance with applicable laws.
2. How We Use Your Information
We use the information we collect for the following purposes:
- To provide and manage our Services
- To process funding applications
- To communicate with you about your account or application
- To comply with legal and regulatory requirements
- To improve our Site and Services
- For marketing and promotional purposes (with your consent, where required)
3. Sharing Your Information
We may share your information with:
- Service Providers: Third-party vendors that assist us in providing our Services (e.g., payment processors, IT support, marketing partners).
- Affiliates: Our corporate affiliates for purposes consistent with this Privacy Policy.
- Legal Obligations: Government authorities or other third parties if required by law or to protect our legal rights.
- Business Transfers: In the event of a merger, sale, or transfer of all or part of our business, your information may be transferred as part of the transaction.
4. Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your experience on our Site. Cookies help us understand how you interact with our Site and enable us to improve functionality. You can control cookie settings through your browser. However, disabling cookies may limit your ability to use certain features of the Site.
5. Data Security
We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
6. Your Rights
Depending on your location, you may have the following rights regarding your personal information:
- Access your information
- Correct inaccuracies
- Request deletion of your data
- Object to certain processing activities
- Withdraw consent where applicable
To exercise these rights, please contact us at [Insert Contact Information].
7. Retention of Information
We retain your information for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law.
8. Third-Party Links
Our Site may contain links to third-party websites. We are not responsible for the privacy practices of these websites. We encourage you to review the privacy policies of any third-party sites you visit.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site or Services after changes are posted constitutes your acceptance of the updated Privacy Policy.
10. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at: