Welcome to Ruby Capital Group (“Company,” “RCG,” “Ruby Capital,” or “Ruby Capital Group”). These Terms of Service (“Terms”) govern your access to and use of our website located at rubycapitalgroup.com (the “Site”) and our services (collectively, the “Services”). By accessing or using our Site or Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our Services.
1. Acceptance of Terms
By accessing our Site or using our Services, you confirm that you are at least 18 years old and capable of entering into legally binding agreements. If you are using the Services on behalf of an organization, you represent and warrant that you are authorized to bind that organization to these Terms.
2. Services Overview
Ruby Capital Group provides business funding solutions. Our Services may include financing options, consultations, and other resources to support business growth. All Services are subject to these Terms and any additional agreements you may enter into with us.
3. Eligibility
To use our Services, you must meet the following criteria:
- Be at least 18 years old;
- Provide accurate and complete information during the application process;
- Agree to comply with all applicable laws and regulations.
We reserve the right to refuse service to anyone for any reason at any time.
4. User Accounts
You may be required to create an account to access certain features of our Services. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use of your account. Mobile data will not be shared with 3rd parties or affiliates for sales or marketing purposes.
5. Funding Applications
All funding applications are subject to review and approval based on our criteria. Submitting an application does not guarantee approval. Terms of funding will be outlined in a separate agreement if your application is approved.
6. Fees and Payments
Fees and payment terms for our Services will be disclosed during the application process or as otherwise agreed. By using our Services, you agree to pay all applicable fees. Failure to pay may result in suspension or termination of your access to our Services.
7. Prohibited Activities
You agree not to engage in any of the following:
- Using our Services for illegal purposes;
- Misrepresenting your identity or financial information;
- Attempting to disrupt or harm our Services;
- Copying, distributing, or disclosing any part of the Services without our prior written consent.
8. Intellectual Property
All content on the Site, including text, graphics, logos, and software, is the property of Ruby Capital Group or its licensors and is protected by intellectual property laws. You may not use our content without our prior written permission.
9. Limitation of Liability
To the fullest extent permitted by law, Ruby Capital Group shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our Services. This includes, but is not limited to, damages for loss of profits, data, or goodwill.
10. Indemnification
You agree to indemnify and hold harmless Ruby Capital Group and its affiliates, officers, agents, and employees from any claims, liabilities, damages, or expenses arising out of your use of the Services or violation of these Terms.
11. Termination
We may terminate or suspend your access to our Services at any time for any reason, including your violation of these Terms. Upon termination, your right to use the Services will immediately cease.
12. Governing Law
These Terms are governed by the laws of the State of [Insert State], without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Services shall be resolved in the courts of [Insert Jurisdiction].
13. Changes to These Terms
We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting on the Site. Your continued use of the Services after changes are posted constitutes your acceptance of the updated Terms.
14. Contact Us
If you have any questions about these Terms, please contact us at:
Ruby Capital Group
Email: support@rubycapitalgroup.com
Phone: (718) 973-9846
Address: 260 Broadway, Newark, NJ 07104
Thank you for choosing Ruby Capital Group. We look forward to supporting your business growth.