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By submitting the above form, each listed business and its respective owner(s) and/or officer(s) (individually and collectively, “you”) authorize Ruby Capital Group, as well as its representatives, affiliates, successors, assigns, and designees (collectively, “Recipients”), who may be involved in providing or acquiring commercial financing solutions, including but not limited to commercial loans with daily repayment options or the purchase of future receivables (collectively, “Transactions”), to obtain consumer, personal, business, and investigative credit reports and any other relevant information. This may include, but is not limited to, credit card processor statements, bank statements, and reports from consumer reporting agencies such as TransUnion, Experian, and Equifax, as well as other credit bureaus, banks, creditors, and third parties.

You further authorize Ruby Capital Group to share this application and any information obtained during the application process with the Recipients for the purposes described above. You also authorize any financial institution or creditor to provide Ruby Capital Group and its Recipients with information related to you.

Additionally, by providing your information, you expressly consent to receiving marketing and other communications—including calls, prerecorded or autodialed messages, and SMS/text messages—at the phone numbers you have provided (including landlines, cell phones, and similar devices). Message and data rates may apply. Your consent to receive marketing calls is not a condition of your application; if you do not wish to receive these calls, please do not provide a mobile phone number.