I. Introduction
These Terms and Conditions govern the relationship between Ruby Capital Group ("Broker") and the business seeking funding ("Client"). By engaging in our brokerage services, you acknowledge that you have read, understood, and agreed to these terms. If necessary, we recommend seeking legal advice before proceeding.
II. Brokerage Services
Ruby Capital Group will make reasonable efforts to secure funding for the Client but does not guarantee approval or specific financing terms.
III. Fees and Commissions
The Client agrees to pay Ruby Capital Group a fee of [percentage or flat fee] of the total funding amount.
Ruby Capital Group may receive a commission from the financier, which will be disclosed to the Client in advance.
IV. Client Obligations
The Client must provide accurate, complete, and up-to-date financial and business information to Ruby Capital Group and the financier.
The Client is responsible for ensuring all information submitted is truthful and does not contain misrepresentations.
V. Funding Terms
All funding terms, including interest rates, repayment schedules, and fees, will be determined by the financing institution.
The Client is responsible for reviewing and understanding the funding terms before accepting any financing offer.
VI. Indemnification
The Client agrees to indemnify and hold Ruby Capital Group harmless from any claims, losses, damages, or liabilities arising from:
Misrepresentation or failure to provide accurate financial information.
Non-compliance with the agreed-upon funding terms.
VII. Governing Law and Jurisdiction
These Terms and Conditions shall be governed and interpreted in accordance with the laws of [state/province/country]. Any disputes shall be resolved through [dispute resolution process, e.g., arbitration or litigation in a specific jurisdiction].
VIII. Entire Agreement
These Terms and Conditions constitute the entire agreement between the parties, superseding any prior discussions, agreements, or representations.
IX. Amendments
Ruby Capital Group reserves the right to amend these Terms and Conditions at any time. Clients will be notified in writing of any changes, which will become effective upon notice.
X. Acceptance
By engaging with Ruby Capital Group’s brokerage services, the Client acknowledges and agrees to be bound by these Terms and Conditions.