Terms and Conditions

Terms and Conditions of Ruby Capital Group Brokerage Services

I. Introduction

  • These terms and conditions govern the relationship between Ruby Capital Group and the business seeking a small business loan
  • Please read carefully and seek legal advice if necessary

II. Brokerage Services

  • Ruby Capital Group will act as a broker and facilitate the business’s application for a small business loan from a third-party lender
  • Ruby Capital Group will use reasonable efforts to secure a loan for the business, but does not guarantee funding

III. Fees and Commissions

  • The business will pay Ruby Capital Group a fee equal to [percentage or flat fee] of the loan amount
  • Ruby Capital Group may also receive a commission from the lender, which will be disclosed to the business

IV. Business Obligations

  • The business must provide accurate and complete financial and business information to Ruby Capital Group and the lender
  • The business is responsible for ensuring that all information provided is accurate and complete

V. Loan Terms

  • Loan terms, including interest rate, repayment schedule, and fees, will be determined by the lender
  • The business is responsible for reviewing and understanding the loan terms prior to acceptance

VI. Indemnification

  • The business will indemnify Ruby Capital Group against any losses, claims, or damages arising from the business’s failure to comply with these terms and conditions

VII. Governing Law and Jurisdiction

  • These terms and conditions will be governed by and construed in accordance with the laws of [state/province/country]
  • Any disputes will be resolved through [dispute resolution process]

VIII. Entire Agreement

  • These terms and conditions constitute the entire agreement between the parties
  • No other agreements or representations exist

IX. Amendments

  • These terms and conditions may be amended by Ruby Capital Group at any time
  • The business will be notified of any changes in writing

X. Acceptance

  • By accepting the brokerage services, the business acknowledges that it has read, understood, and agrees to be bound by these terms and conditions.